Yitref Dinberu

Publications

• Review Article   
  Banks merger benefits and impact in macroeconomics in Ethiopia
  Author(s): Yitref Dinberu*
  
  Bank mergers have become an important structural reform tool in emerging economies seeking to strengthen financial stability, improve competitiveness, and enhance macroeconomic performance. In Ethiopia, recent and proposed consolidations within the banking sector reflect broader financial sector reforms aimed at improving capital adequacy, operational efficiency, and resilience to economic shocks. This study examines the macroeconomic benefits and impacts of bank mergers in Ethiopia, focusing on financial stability, credit expansion, monetary policy transmission, market concentration, and economic growth. The analysis explores how consolidation may enhance economies of scale, strengthen risk management frameworks, and increase banks’ lending capacity to priority sectors such as agriculture, manufacturing, and infrastructure. At the macroeconomic level, bank mergers can contribut.. View More»
  

  Abstract PDF